How to Stop Arrow Financial Services from Harassing You and Your Family – For Good!
How YOU can stop the calls and get your life back!
I never thought I’d be someone who gets harassing calls from a collection agency, but life changed in an instant when we both lost our jobs, and had a very difficult time keeping up with all of our obligations.
My Story: How I Got Into Trouble with Arrow Financial
I fell behind on a loan I got from Charter One Bank. I made several payments to the account over time. I admit that the payments were for less than they asked for, but I did the absolute best that I could. To make matters worse, the bank would add a late fee ($39) AND an over-limit fee ($39) every single month!
I BECAME CONVINCED THAT BANKS WANT YOU TO DEFAULT ….SO THEY CAN KEEP YOU ENSLAVED IN DEBTOR’S PRISON FOREVER!!!
Arrow Financial Got Involved and Made my Life a Living HEL*!!!
If you have a debt handled by Arrow Financial, then I know your pain. They called me every day and sent a letter about once a week. Every time I got a letter I noticed they added interest and fees to the balance! (Take a look at your letters from Arrow Financial. I would guess that at least 30 percent of the balance is just interest, bank fees, late fees, etc!)
Here is a letter from Arrow Financial. They probably bought this debt for PENNIES on the dollar!
How Arrow Financial DESTROYED my Good Credit Score!
To make things really messy, Arrow Financial began reporting the collection items on my credit reports. They reported the same debt several times so it looked liked I had more than one collection agency item outstanding.
If you’re getting phone calls and letters from Arrow Financial, then I suggest you check your credit reports immediately! My guess is that Arrow is reporting the debt as a derogatory item at least once on your credit!
| “I decided to take action, and find out more about Arrow Financial and what they did as a company. There’s more to this bill collector than meets the eye – they are calling and harassing hundreds, if not thousands of people. I found out more about them, and how you can stop the calls like I did! It’s one of the best moves I’ve ever made.” |
It turns out that Arrow Financial is a debt collection company that collects for Sallie Mae as well as various utility and credit card companies. Arrow Financial collects on a number of unsecured debts.
I also found out that my credit score had been lowered SEVERAL HUNDRED POINTS by my Sallie Mae credit entry and several other negative items on my credit report.
Your credit is SO important because lenders, insurance companies, and NOW EMPLOYERS check your credit before offering you new credit or a new job.
I refused to allow Arrow Financial’s sloppy record keeping threaten my livelihood. I discovered there are several legal ways to fight back, and here’s what I found out:
- The Statute of Limitations in your state can protect you from being responsible for debts that are over a certain number of years old. Check the laws in your state.
- Inaccurate information on your credit report, such as the debt’s origin, can help you dispute and remove this information. In other words, disputing your credit report is NOT black and white. Consider disputing questionable negative entries like pleading “NOT GUILTY” in a court of law.
- Legal assistance is within reach for all people on almost ANY BUDGET, and may help you more than you know.
I chose to trust the experts at Lexington Law (www.lexingtonlaw.com The Lexington Law Credit Repair Company) who helped me get out of my rut with Arrow Financial and other debt collection companies, and I was amazed at the results. My credit score went from 588 to 729 in a very short time. See for yourself:
Lexington Law deleted several negative items from my credit history. Here's an example.
All my chargeoffs, student loan delinquencies, and some other unpaid bills racked up during my difficult times were COMPLETELY ERASED by Lexington! The whole experience saved my credit and was unbelievably easy.
Here I would recommend that anyone contact the Lexington Law Firm to see results like I did. I did some research and saw real proof of Lexington Law fixing other people’s credit. Here are some examples.
Lexington Law Improved My Credit Score, From 588 to 729!
Overall, Lexington quickly erased my negative entries and helped improve my credit score and the devastation that Arrow caused me to suffer. They used several credit dispute techniques I was totally unaware of like Debt Validation and Inquiry Investigations.
(Removing the harmful credit inquiries that Arrow places on your credit reports can also help to improve a low credit score.)
The bottom line is that the attorneys at Lexington Law have experience dealing with Arrow Financial and can help you with an effective dispute strategy – like they did with me!